Our tax-efficient products (including pensions, ISAs and bonds) are powered by your choice of investment funds. Our upgraded technology offers more choice, with the aim of growing your money or providing you with an income, to help you get closer to your financial goals.
Through our upgraded technology platform, you and your financial adviser can access more than 1,700 funds in a variety of sectors, just under 80% of which are the best available price in the market.
Access to even more investment management expertise
Your adviser may recommend one of our managed solutions – such as our Managed Portfolio Service, available at no extra cost – where our experts construct a portfolio designed for your aims and the market conditions.
Your adviser may also recommend their own model portfolio services or those of a third party discretionary investment manager.
NEW! Exchange traded funds (ETFs), commodities (ETCs) and investment trusts
To give you and your adviser more choice to meet your investment needs, we’re adding ETFs, ETCs and investment trusts to our investment range*.
✔ Over 600 of the most popular ETFs and investment trusts in the market.
*Not available through our Collective Investment Bond.
NEW! Mix and match what’s right for you
Because you can hold funds, ETFs, ETCs, investment trusts and bespoke investment portfolios within the same account, your financial adviser has the flexibility to create an investment strategy that’s best suited to you.
What are ETFs, ETCs and investment trusts?
An exchanged traded fund (ETF) or exchange traded commodity (ETC) trades on a stock exchange. An ETF or ETC will typically invest in the underlying assets of an index, like the FTSE 100, or a commodity like gold. These ETFs and ETCs can give you new investment opportunities beyond our existing range of funds.
Investment trusts are like funds but they are publicly listed and closed-ended, meaning there is a limited number of shares available in the trust. This means that the value of the investment trust is influenced by supply and demand in addition to the value of its assets. An investment trust trades on a stock exchange and is overseen by a fund manager and a board of directors. Like ETFs and ETCs, investment trusts can offer some unique investment opportunities.
What are the risks?
ETFs, ETCs and investment trusts are new to our platform and the risks of investing may differ from other funds already available. For example, the value of ETFs, ETCs and investment trusts are influenced by supply and demand in addition to the value of the assets they are invested in, and they are not protected by the Financial Services Compensation Scheme.
Old Mutual Wealth does not provide advice on selecting investments - you should speak to your financial adviser before investing, or alternatively if investing on your own you will be asked to complete an appropriateness assessment online before you complete your first transaction. The Key Information Document/Key Investor Information document for the assets you select will contain specific details on the applicable risks.
Because these asset types are traded on a stock exchange, Old Mutual Wealth makes a charge for trading these investments, known as the dealing charge, and it covers the cost of stockbroking services. Stamp Duty Reserve Tax of 0.5% is also applicable on investments into investment trusts and a ‘PTM’ levy (Panel on Takeover and Mergers levy) applies where you buy or sell investment trusts exceeding £10,000 in value.